1. Start with FAFSA
Begin your journey by completing the Free Application for Federal Student Aid (FAFSA). The FAFSA will be your best friend.
This is your gateway to federal aid programs such as Pell Grants, FSEOG, Federal Work‑Study, and subsidized loans. FAFSA also unlocks state and institutional aid opportunities.
2. Take Advantage of Federal & State Aid
Once you file your FAFSA, you'll be eligible for a variety of funding:
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Federal grants and programs like Pell Grant, FSEOG, and Work‑Study.
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Ohio-specific grants, such as the Ohio College Opportunity Grant (OCOG), available to qualifying students.
3. Tap into Local Scholarships and Mentorship
Cleveland Foundation Scholarships offer over 60 opportunities for graduates—and they’re administered via College Now Greater Cleveland, which also provides counseling and support.
Apply early: applications typically open in December and are due in March.
Local clubs—like the College Club in Cleveland Heights—also provide need- and vocational-based scholarships.
4. Earn While You Learn
Apply for Federal Work‑Study, which offers subsidized part‑time jobs—often on campus or in community-focused roles, helping offset costs without increasing your debt.
5. Explore Interest‑Free Loans
Local organizations like the Hebrew Free Loan Association of Northeast Ohio (HFLA) offer interest‑free loans—up to $10,000—for qualified students requiring educational funding.
Final Thoughts
By combining strategic use of FAFSA, local scholarships, smart transfer pathways, campus jobs, and interest-free loan options, Cleveland students can significantly reduce educational costs—or even make college essentially free.
For assistance with this process, visit here.
Start early, explore every channel, and reach out for guidance through College Now Greater Cleveland and your institution's aid office for the best outcomes.